Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RENASANT BANK
RENASANT BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
+51.3% vs 2024Originations
$7.4M
Loans x average loanAverage loan
$124,831
Average interest rate
7.51%
Denial rate
37%
Home only share
11%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 118 | 59 | $7.4M | $124,831 | 7.51% | 37% | 11% |
| 2024 | 87 | 39 | $1.8M | $47,051 | 8.01% | 43% | 16% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 32 | $1.8M | $54,688 | 7.51% | 40% | 16% |
| GA | 11 | $765,000 | $69,545 | 7.63% | 33% | 0% |
| TN | 5 | $2.0M | $407,000 | 7.23% | 0% | 0% |
| AL | 4 | $350,000 | $87,500 | 7.73% | 44% | 0% |
| FL | 4 | $1.7M | $435,000 | 7.43% | 44% | 33% |
| LA | 1 | $25,000 | $25,000 | 8% | 50% | 0% |
| SC | 1 | $165,000 | $165,000 | 6.75% | 0% | 0% |
| KY | 1 | $535,000 | $535,000 | 7.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.