Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COMMUNITYAMERICA FEDERAL CREDIT UNION
COMMUNITYAMERICA FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-35.7% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$120,000
Average interest rate
6.29%
Denial rate
18%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 18 | $2.2M | $120,000 | 6.29% | 18% | 0% |
| 2024 | 37 | 28 | $4.3M | $153,929 | 7.01% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 11 | $1.2M | $105,000 | 6.15% | 22% | 0% |
| KS | 7 | $1.0M | $143,571 | 6.51% | 15% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.