Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SESLOC CREDIT UNION
SESLOC CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+140.0% vs 2024Originations
$2.5M
Loans x average loanAverage loan
$210,833
Average interest rate
6.94%
Denial rate
37%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 12 | $2.5M | $210,833 | 6.94% | 37% | 0% |
| 2024 | 21 | 5 | $995,000 | $199,000 | 7.98% | 43% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 12 | $2.5M | $210,833 | 6.94% | 37% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.