Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GERMAN AMERICAN BANK
GERMAN AMERICAN BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
114
+18.8% vs 2024Originations
$11.7M
Loans x average loanAverage loan
$102,632
Average interest rate
7.09%
Denial rate
24%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 173 | 114 | $11.7M | $102,632 | 7.09% | 24% | 0% |
| 2024 | 144 | 96 | $10.5M | $109,167 | 7.33% | 24% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 66 | $6.4M | $97,121 | 7.13% | 19% | 0% |
| KY | 44 | $4.9M | $110,455 | 7.05% | 31% | 0% |
| IL | 2 | $180,000 | $90,000 | 7.19% | 25% | 0% |
| OH | 2 | $250,000 | $125,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.