Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NATIONAL BANK
FIRST NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
82
+22.4% vs 2024Originations
$13.2M
Loans x average loanAverage loan
$160,732
Average interest rate
7.14%
Denial rate
6%
Home only share
7%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 98 | 82 | $13.2M | $160,732 | 7.14% | 6% | 7% |
| 2024 | 80 | 67 | $17.6M | $262,761 | 7.79% | 10% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 82 | $13.2M | $160,732 | 7.14% | 6% | 7% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.