Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GRAND VALLEY BANK
GRAND VALLEY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+0.0% vs 2024Originations
$390,000
Loans x average loanAverage loan
$195,000
Average interest rate
7.88%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 2 | $390,000 | $195,000 | 7.88% | 25% | 0% |
| 2024 | 4 | 2 | $180,000 | $90,000 | 8.13% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 1 | $135,000 | $135,000 | 7.75% | 0% | 0% |
| UT | 1 | $255,000 | $255,000 | 8% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.