Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Macon Bank and Trust Company
Macon Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
24
-4.0% vs 2024Originations
$5.5M
Loans x average loanAverage loan
$229,167
Average interest rate
n/a
Denial rate
14%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 24 | $5.5M | $229,167 | n/a | 14% | n/a |
| 2024 | 26 | 25 | $3.4M | $135,000 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 23 | $5.4M | $233,696 | n/a | 15% | n/a |
| KY | 1 | $125,000 | $125,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.