Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AMERICU CREDIT UNION
AMERICU CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
86
+87.0% vs 2024Originations
$15.8M
Loans x average loanAverage loan
$183,953
Average interest rate
6.05%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 131 | 86 | $15.8M | $183,953 | 6.05% | 21% | 0% |
| 2024 | 74 | 46 | $8.0M | $173,696 | 6.05% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 86 | $15.8M | $183,953 | 6.05% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.