Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pendleton Community Bank
Pendleton Community Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+155.6% vs 2024Originations
$4.1M
Loans x average loanAverage loan
$176,739
Average interest rate
n/a
Denial rate
15%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 23 | $4.1M | $176,739 | n/a | 15% | n/a |
| 2024 | 21 | 9 | $555,000 | $61,667 | n/a | 43% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 19 | $1.9M | $102,368 | n/a | 14% | n/a |
| VA | 4 | $2.1M | $530,000 | n/a | 20% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.