Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FINANCIAL CREDIT UNION
FIRST FINANCIAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+80.0% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$115,000
Average interest rate
7.11%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 9 | $1.0M | $115,000 | 7.11% | 6% | 0% |
| 2024 | 9 | 5 | $425,000 | $85,000 | 7.57% | 44% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 9 | $1.0M | $115,000 | 7.11% | 6% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.