Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FORT FINANCIAL CREDIT UNION
FORT FINANCIAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-40.0% vs 2024Originations
$530,000
Loans x average loanAverage loan
$88,333
Average interest rate
7%
Denial rate
46%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 6 | $530,000 | $88,333 | 7% | 46% | 0% |
| 2024 | 15 | 10 | $580,000 | $58,000 | 9.01% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 3 | $175,000 | $58,333 | 7.54% | 25% | 0% |
| MS | 2 | $240,000 | $120,000 | 6.44% | 60% | 0% |
| NC | 1 | $115,000 | $115,000 | 6.5% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.