Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › STATE EMPLOYEES CREDIT UNION
STATE EMPLOYEES CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-15.4% vs 2024Originations
$1.8M
Loans x average loanAverage loan
$159,545
Average interest rate
7.86%
Denial rate
28%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 11 | $1.8M | $159,545 | 7.86% | 28% | 0% |
| 2024 | 23 | 13 | $1.8M | $138,846 | 8.44% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 11 | $1.8M | $159,545 | 7.86% | 28% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.