Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HAWTHORN BANK
HAWTHORN BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+60.0% vs 2024Originations
$6.0M
Loans x average loanAverage loan
$755,000
Average interest rate
7.13%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 8 | $6.0M | $755,000 | 7.13% | 27% | 0% |
| 2024 | 13 | 5 | $565,000 | $113,000 | 7.53% | 38% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 7 | $3.4M | $487,857 | 7.14% | 30% | 0% |
| KS | 1 | $2.6M | $2,625,000 | 7.01% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.