Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MID AMERICA BANK
MID AMERICA BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+40.0% vs 2024Originations
$875,000
Loans x average loanAverage loan
$125,000
Average interest rate
7.04%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 7 | $875,000 | $125,000 | 7.04% | 0% | 0% |
| 2024 | 5 | 5 | $1.1M | $227,000 | 7.03% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 7 | $875,000 | $125,000 | 7.04% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.