Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SFMC, LP
SFMC, LP
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
-44.2% vs 2024Originations
$6.5M
Loans x average loanAverage loan
$225,690
Average interest rate
6.77%
Denial rate
8%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 48 | 29 | $6.5M | $225,690 | 6.77% | 8% | 100% |
| 2024 | 78 | 52 | $11.1M | $214,038 | 7.02% | 14% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 21 | $5.3M | $253,095 | 6.67% | 11% | 100% |
| LA | 4 | $600,000 | $150,000 | 7.22% | 0% | 100% |
| TN | 2 | $430,000 | $215,000 | 7% | 0% | 100% |
| GA | 1 | $125,000 | $125,000 | 6.88% | 0% | 100% |
| KY | 1 | $75,000 | $75,000 | 6.49% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.