Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MONTICELLO BANKING COMPANY
MONTICELLO BANKING COMPANY
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-25.0% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$99,000
Average interest rate
n/a
Denial rate
24%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 15 | $1.5M | $99,000 | n/a | 24% | n/a |
| 2024 | 26 | 20 | $1.4M | $71,000 | n/a | 12% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 15 | $1.5M | $99,000 | n/a | 24% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.