Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › REDWOOD CREDIT UNION
REDWOOD CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
-3.2% vs 2024Originations
$4.5M
Loans x average loanAverage loan
$149,667
Average interest rate
7.9%
Denial rate
47%
Home only share
3%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 78 | 30 | $4.5M | $149,667 | 7.9% | 47% | 3% |
| 2024 | 60 | 31 | $5.5M | $176,613 | 8.17% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 30 | $4.5M | $149,667 | 7.9% | 47% | 3% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.