Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SC State Credit Union
SC State Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
-8.7% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$78,810
Average interest rate
4.57%
Denial rate
49%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 21 | $1.7M | $78,810 | 4.57% | 49% | 0% |
| 2024 | 53 | 23 | $2.1M | $90,652 | 4.74% | 43% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 21 | $1.7M | $78,810 | 4.57% | 48% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.