Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MID-HUDSON VALLEY FEDERAL C.U.
MID-HUDSON VALLEY FEDERAL C.U.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+33.3% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$215,000
Average interest rate
6.6%
Denial rate
30%
Home only share
83%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 12 | $2.6M | $215,000 | 6.6% | 30% | 83% |
| 2024 | 19 | 9 | $3.8M | $427,222 | 6.65% | 21% | 67% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 12 | $2.6M | $215,000 | 6.6% | 30% | 83% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.