Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank
Peoples Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
-33.3% vs 2024Originations
$3.1M
Loans x average loanAverage loan
$155,000
Average interest rate
7.49%
Denial rate
38%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 55 | 20 | $3.1M | $155,000 | 7.49% | 38% | 0% |
| 2024 | 65 | 30 | $5.4M | $180,333 | 8.03% | 34% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 20 | $3.1M | $155,000 | 7.49% | 38% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.