Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Odessa
Bank of Odessa
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
-5.3% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$129,444
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 18 | $2.3M | $129,444 | n/a | 10% | n/a |
| 2024 | 21 | 19 | $2.0M | $103,421 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 18 | $2.3M | $129,444 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.