Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SCHOOLSFIRST FCU
SCHOOLSFIRST FCU
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+79.2% vs 2024Originations
$7.1M
Loans x average loanAverage loan
$165,233
Average interest rate
7.18%
Denial rate
44%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 122 | 43 | $7.1M | $165,233 | 7.18% | 44% | 0% |
| 2024 | 98 | 24 | $5.2M | $214,583 | 6.89% | 52% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 43 | $7.1M | $165,233 | 7.18% | 44% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.