Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UWHARRIE BANK
UWHARRIE BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
-20.0% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$151,875
Average interest rate
7.17%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 16 | $2.4M | $151,875 | 7.17% | 0% | 0% |
| 2024 | 26 | 20 | $1.9M | $94,000 | 7.96% | 12% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 16 | $2.4M | $151,875 | 7.17% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.