Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › GREAT PLAINS FEDERAL CREDIT UNION
GREAT PLAINS FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
-16.7% vs 2024Originations
$280,000
Loans x average loanAverage loan
$28,000
Average interest rate
8.31%
Denial rate
48%
Home only share
90%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 10 | $280,000 | $28,000 | 8.31% | 48% | 90% |
| 2024 | 13 | 12 | $390,000 | $32,500 | 7.77% | 8% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 8 | $210,000 | $26,250 | 8.72% | 50% | 100% |
| MO | 1 | $45,000 | $45,000 | 5.56% | 0% | 0% |
| OK | 1 | $25,000 | $25,000 | 7.75% | 0% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.