Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Community Bank
First Community Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
54
+28.6% vs 2024Originations
$11.5M
Loans x average loanAverage loan
$212,407
Average interest rate
6.59%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 69 | 54 | $11.5M | $212,407 | 6.59% | 7% | 0% |
| 2024 | 63 | 42 | $8.0M | $189,762 | 6.58% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 53 | $11.3M | $213,491 | 6.59% | 6% | 0% |
| NC | 1 | $155,000 | $155,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.