Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Founders Federal Credit Union
Founders Federal Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
105
-15.3% vs 2024Originations
$11.1M
Loans x average loanAverage loan
$106,048
Average interest rate
8.49%
Denial rate
36%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 228 | 105 | $11.1M | $106,048 | 8.49% | 36% | 0% |
| 2024 | 280 | 124 | $12.5M | $100,968 | 9.13% | 39% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 94 | $9.2M | $98,085 | 8.55% | 36% | 0% |
| NC | 11 | $1.9M | $174,091 | 8% | 36% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.