Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Starion Bank
Starion Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-33.3% vs 2024Originations
$320,000
Loans x average loanAverage loan
$160,000
Average interest rate
7.25%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 2 | $320,000 | $160,000 | 7.25% | 33% | 0% |
| 2024 | 4 | 3 | $4.8M | $1,598,333 | 7.83% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 2 | $320,000 | $160,000 | 7.25% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.