Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Intrepid Credit Union
Intrepid Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
-33.3% vs 2024Originations
$510,000
Loans x average loanAverage loan
$255,000
Average interest rate
6.81%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2 | 2 | $510,000 | $255,000 | 6.81% | 0% | 0% |
| 2024 | 4 | 3 | $565,000 | $188,333 | 6.71% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MT | 2 | $510,000 | $255,000 | 6.81% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.