Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SUNMARK CREDIT UNION
SUNMARK CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
+300.0% vs 2024Originations
$730,000
Loans x average loanAverage loan
$182,500
Average interest rate
6.31%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 4 | $730,000 | $182,500 | 6.31% | 13% | 0% |
| 2024 | 7 | 1 | $175,000 | $175,000 | 6.5% | 57% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 4 | $730,000 | $182,500 | 6.31% | 13% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.