Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ESB Financial
ESB Financial
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
2
+0.0% vs 2024Originations
$260,000
Loans x average loanAverage loan
$130,000
Average interest rate
6.89%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 2 | 2 | $260,000 | $130,000 | 6.89% | 0% | 0% |
| 2024 | 3 | 2 | $180,000 | $90,000 | 6.5% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 2 | $260,000 | $130,000 | 6.89% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.