Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CSL Financial, LLC
CSL Financial, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
690
-31.8% vs 2024Originations
$77.8M
Loans x average loanAverage loan
$112,812
Average interest rate
8.39%
Denial rate
56%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5,333 | 690 | $77.8M | $112,812 | 8.39% | 56% | 100% |
| 2024 | 10,109 | 1,011 | $107.5M | $106,345 | 9.19% | 60% | 98% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 137 | $15.0M | $109,161 | 8.29% | 53% | 100% |
| TX | 116 | $12.8M | $110,431 | 8.49% | 60% | 100% |
| MS | 85 | $8.4M | $99,353 | 8.19% | 59% | 100% |
| FL | 76 | $10.9M | $143,816 | 8.32% | 45% | 100% |
| GA | 55 | $7.3M | $132,091 | 8.23% | 58% | 100% |
| LA | 52 | $5.0M | $97,115 | 8.18% | 60% | 100% |
| OK | 36 | $4.3M | $120,000 | 8.4% | 55% | 100% |
| SC | 30 | $2.9M | $97,667 | 8.86% | 58% | 100% |
| TN | 29 | $3.8M | $130,517 | 8.51% | 53% | 100% |
| KY | 28 | $2.8M | $100,714 | 8.75% | 51% | 100% |
| AR | 27 | $2.3M | $85,370 | 8.71% | 52% | 100% |
| NC | 19 | $2.2M | $117,105 | 8.74% | 62% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.