Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BANK OF 1889
BANK OF 1889
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+4.5% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$86,739
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 27 | 23 | $2.0M | $86,739 | n/a | 7% | n/a |
| 2024 | 25 | 22 | $2.0M | $92,727 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 20 | $1.8M | $90,500 | n/a | 8% | n/a |
| MO | 3 | $185,000 | $61,667 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.