Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Town and Country Credit Union
Town and Country Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+60.0% vs 2024Originations
$1.9M
Loans x average loanAverage loan
$233,750
Average interest rate
6.35%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 8 | $1.9M | $233,750 | 6.35% | 0% | 0% |
| 2024 | 5 | 5 | $1.1M | $215,000 | 6.76% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ND | 8 | $1.9M | $233,750 | 6.35% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.