Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Exchange Bank
Exchange Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
+13.3% vs 2024Originations
$6.7M
Loans x average loanAverage loan
$392,059
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 17 | $6.7M | $392,059 | n/a | 10% | n/a |
| 2024 | 20 | 15 | $4.2M | $280,333 | n/a | 5% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 17 | $6.7M | $392,059 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.