Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WSECU
WSECU
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
81
+11.0% vs 2024Originations
$9.2M
Loans x average loanAverage loan
$114,136
Average interest rate
7.33%
Denial rate
52%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 188 | 81 | $9.2M | $114,136 | 7.33% | 52% | 0% |
| 2024 | 173 | 73 | $8.5M | $117,055 | 7.74% | 52% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 80 | $9.1M | $114,250 | 7.32% | 52% | 0% |
| OR | 1 | $105,000 | $105,000 | 8% | 50% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.