Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COLUMBIA CREDIT UNION
COLUMBIA CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
-8.7% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$108,333
Average interest rate
6.19%
Denial rate
52%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 58 | 21 | $2.3M | $108,333 | 6.19% | 52% | 0% |
| 2024 | 65 | 23 | $2.5M | $108,913 | 6.81% | 54% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 20 | $2.2M | $111,000 | 6.24% | 51% | 0% |
| OR | 1 | $55,000 | $55,000 | 5.24% | 75% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.