Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COASTAL CAROLINA NATIONAL BANK
COASTAL CAROLINA NATIONAL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
21
-16.0% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$167,381
Average interest rate
7.96%
Denial rate
17%
Home only share
95%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 30 | 21 | $3.5M | $167,381 | 7.96% | 17% | 95% |
| 2024 | 39 | 25 | $5.7M | $226,200 | 8.24% | 18% | 77% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 21 | $3.5M | $167,381 | 7.96% | 17% | 95% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.