Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Petefish, Skiles, & Company Bank
Petefish, Skiles, & Company Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-13.3% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$118,077
Average interest rate
7.38%
Denial rate
27%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 13 | $1.5M | $118,077 | 7.38% | 27% | 0% |
| 2024 | 30 | 15 | $1.5M | $99,000 | 7.53% | 27% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 13 | $1.5M | $118,077 | 7.38% | 27% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.