Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › STOCK YARDS BANK & TRUST COMPANY
STOCK YARDS BANK & TRUST COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
38
-2.6% vs 2024Originations
$4.6M
Loans x average loanAverage loan
$120,000
Average interest rate
6.35%
Denial rate
24%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 62 | 38 | $4.6M | $120,000 | 6.35% | 24% | 0% |
| 2024 | 73 | 39 | $5.3M | $135,000 | 7.15% | 30% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KY | 30 | $3.3M | $111,333 | 6.27% | 25% | 0% |
| IN | 8 | $1.2M | $152,500 | 6.67% | 18% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.