Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Huntington National Bank
Huntington National Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
231
-9.1% vs 2024Originations
$34.5M
Loans x average loanAverage loan
$149,416
Average interest rate
6.62%
Denial rate
53%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 776 | 231 | $34.5M | $149,416 | 6.62% | 53% | 0% |
| 2024 | 902 | 254 | $35.6M | $140,354 | 6.96% | 58% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 95 | $12.9M | $135,526 | 6.72% | 54% | 0% |
| OH | 70 | $10.1M | $144,143 | 6.61% | 52% | 0% |
| WV | 43 | $7.1M | $165,000 | 6.49% | 40% | 0% |
| PA | 5 | $685,000 | $137,000 | 5.75% | 81% | 0% |
| CO | 4 | $1.1M | $287,500 | 6.33% | 40% | 0% |
| NC | 3 | $615,000 | $205,000 | 6.46% | 25% | 0% |
| WI | 2 | $430,000 | $215,000 | 7.81% | 33% | 0% |
| IN | 2 | $180,000 | $90,000 | 6.88% | 59% | 0% |
| OR | 1 | $335,000 | $335,000 | 6.88% | 0% | 0% |
| IL | 1 | $35,000 | $35,000 | 6.75% | 67% | 0% |
| TN | 1 | $125,000 | $125,000 | 6.75% | 50% | 0% |
| MD | 1 | $325,000 | $325,000 | 6.75% | 0% | 0% |
| GA | 1 | $95,000 | $95,000 | 6.38% | 0% | 0% |
| KY | 1 | $375,000 | $375,000 | 6% | 57% | 0% |
| MN | 1 | $105,000 | $105,000 | 6.25% | 63% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.