Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Resource Bank, N.A.
Resource Bank, N.A.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
-28.6% vs 2024Originations
$825,000
Loans x average loanAverage loan
$55,000
Average interest rate
n/a
Denial rate
12%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 15 | $825,000 | $55,000 | n/a | 12% | n/a |
| 2024 | 28 | 21 | $985,000 | $46,905 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 15 | $825,000 | $55,000 | n/a | 12% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.