Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE FIRST NATIONAL BANK OF BAS
THE FIRST NATIONAL BANK OF BAS
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
16
-30.4% vs 2024Originations
$4.4M
Loans x average loanAverage loan
$275,625
Average interest rate
n/a
Denial rate
31%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 45 | 16 | $4.4M | $275,625 | n/a | 31% | n/a |
| 2024 | 52 | 23 | $3.3M | $142,826 | n/a | 31% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 16 | $4.4M | $275,625 | n/a | 31% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.