Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST COMMERCE BANK
FIRST COMMERCE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+108.3% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$161,400
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 25 | $4.0M | $161,400 | n/a | 0% | n/a |
| 2024 | 13 | 12 | $1.6M | $137,500 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 25 | $4.0M | $161,400 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.