Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Loansteady LLC
Loansteady LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
44
+193.3% vs 2024Originations
$8.4M
Loans x average loanAverage loan
$190,682
Average interest rate
6.73%
Denial rate
4%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 57 | 44 | $8.4M | $190,682 | 6.73% | 4% | 0% |
| 2024 | 22 | 15 | $3.0M | $199,667 | 6.72% | 5% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NC | 30 | $6.1M | $204,667 | 6.62% | 3% | 0% |
| MS | 11 | $1.8M | $167,727 | 6.95% | 0% | 0% |
| AZ | 1 | $195,000 | $195,000 | 6.75% | 0% | 0% |
| FL | 1 | $115,000 | $115,000 | 6.88% | 0% | 0% |
| LA | 1 | $95,000 | $95,000 | 7.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.