Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pennian Bank
Pennian Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
-41.7% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$170,714
Average interest rate
n/a
Denial rate
25%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 7 | $1.2M | $170,714 | n/a | 25% | n/a |
| 2024 | 17 | 12 | $1.1M | $91,667 | n/a | 18% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 7 | $1.2M | $170,714 | n/a | 25% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.