Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Premium Mortgage Corporation
Premium Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
39
+18.2% vs 2024Originations
$6.7M
Loans x average loanAverage loan
$170,641
Average interest rate
6.58%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 65 | 39 | $6.7M | $170,641 | 6.58% | 20% | 0% |
| 2024 | 44 | 33 | $5.1M | $154,394 | 6.72% | 11% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 37 | $6.4M | $172,297 | 6.56% | 21% | 0% |
| FL | 2 | $280,000 | $140,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.