Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Grove City Area Federal Credit Union
Grove City Area Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+29.4% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$72,273
Average interest rate
5.68%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 23 | 22 | $1.6M | $72,273 | 5.68% | 0% | 0% |
| 2024 | 18 | 17 | $1.2M | $70,294 | 6.64% | 6% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 22 | $1.6M | $72,273 | 5.68% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.