Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FALL RIVER MUNICIPAL CREDIT UN
FALL RIVER MUNICIPAL CREDIT UN
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
61
-4.7% vs 2024Originations
$7.6M
Loans x average loanAverage loan
$125,000
Average interest rate
6.95%
Denial rate
16%
Home only share
100%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 116 | 61 | $7.6M | $125,000 | 6.95% | 16% | 100% |
| 2024 | 138 | 64 | $8.3M | $129,375 | 7.09% | 37% | 100% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MA | 39 | $5.1M | $130,641 | 7.01% | 16% | 100% |
| RI | 22 | $2.5M | $115,000 | 6.86% | 15% | 100% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.