Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNION BANK
UNION BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
37
+12.1% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$94,459
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 37 | 37 | $3.5M | $94,459 | n/a | 0% | n/a |
| 2024 | 34 | 33 | $2.3M | $70,455 | n/a | 3% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 36 | $3.3M | $92,778 | n/a | 0% | n/a |
| OK | 1 | $155,000 | $155,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.