Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens Bank & Trust, Inc.
Citizens Bank & Trust, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
+25.0% vs 2024Originations
$885,000
Loans x average loanAverage loan
$35,400
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 25 | $885,000 | $35,400 | n/a | 0% | n/a |
| 2024 | 24 | 20 | $970,000 | $48,500 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AL | 14 | $500,000 | $35,714 | n/a | 0% | n/a |
| GA | 11 | $385,000 | $35,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.